Appraisal services for Palm Harbor and Pinellas County homeowners

Check out the top 7 reasons Florida homeowners use Alex Grassia:

Find the right listing price (whether they're selling the home on their own or using an agent)
To challenge a property tax assessment in Florida
To lower their monthly mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (or HELOC)
Review another appraiser's report for verification
In the case of a divorce in the state of Florida, where real estate property needs to be divided
To settle an estate in Florida by determining the true market value of the property in question


	Own a house in or near Palm Harbor, Florida and need help determining the price of it? Contact Alex Grassia.

At Alex Grassia, we understand the particular needs of a homeowner after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale by Owner/Pre-Listing Services

It's very hard to be objective about your house because you most likely have an emotional attachment to it. Our professional appraisers at Alex Grassia are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a very valuable negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. It's something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just how much your home is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value judgement than yours.

Challenge property tax assessments

If you live in an area that is going down or not appreciating as much as other houses close by, your local tax assessor may have your home overvalued. That only means you're probably paying more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal from Alex Grassia is your number one weapon when contesting your property tax assessment.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable way to save money for homeowners. Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're veterans in helping consumers just like you remove unneeded and unwanted PMI insurance.

Recently got a freeze to your HELOC?

If your property is in or near a declining area, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be inconvenient from a cash flow point of view, and damaging to your credit score since it may appear as though that credit line is maxed out. Alex Grassia can help you reinstate your home equity line of credit with a professional appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you'd wish to have a seasoned professional double-check it for precision or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps in question. Or, if you need it immediately, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? We can assist you. While typically requested by banks, you may wish to use this service if you suspect mortgage fraud related to your house.