Why obtain an appraisal from Full Service Residential Appraisals?

Thousands of people in Florida purchase, sell or refinance their home each month. Most of these transactions contain a simple line item for an appraisal. And while there are a multiplying number of automated home valuation methods that might appear to be more practical than an appraisal, the majority of lenders still call in a local expert because the stakes are very high. You might think that getting a mortgage is the only reason to get an appraisal, but there are more cases when the services of a certified, independent real estate professional might be beneficial.


	When you're planning on any transaction where the value of your real estate is a factor, just contact Full Service Residential Appraisals. Just click here

Appeal your tax assessment in Pinellas County

If you reside in an area where property values have depreciated, it's possible you're paying too much in property taxes. An appraisal from Full Service Residential Appraisals is your best evidence when building your case. At Full Service Residential Appraisals, we're qualified to assist you in disputing your tax assessment.

PMI removal to lower your mortgage payment

Private Mortgage Insurance, or PMI, is an extra insurance policy that most lenders ask homebuyers to purchase when the amount being loaned to the home owner is more than 80% of the actual value of the property. Very often, this extra payment is lumped into the monthly mortgage payment and is soon forgotten. PMI is unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - dips below the 80% mark, making this very unfavorable. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress requiring lenders to remove the PMI payments when the balance is paid down to 78% of the original value.

If you'd like to do away with PMI, Full Service Residential Appraisals will give you a statement regarding the value of your home. The cost of the appraisal can usually be regained in little time because you'll no longer be paying the PMI.

An appraisal from Full Service Residential Appraisals will help you settle a divorce with less stress

A divorce is often complicated by the burdensome decision of who keeps the home, and it can be a very heartbreaking event for both parties. It's a good idea to order an appraisal from Full Service Residential Appraisals so both parties are entirely aware of the true market value of their property, regardless of the circumstances.

If the parties wish to sell the home, they'll have a clearer picture of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Settling an estate with peace of mind

The death of a loved one is a painful time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. We ensure the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans do not have dedicated estate planners or executors to manage these issues, unlike many wealthy individuals. A home or other property often makes up an uneven share of the total estate value, so knowing the true value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've gotten an honest deal.

Let Full Service Residential Appraisals assist you in relocating to or from Pinellas County

Moving due to a job change is a stressful event. We know where you're coming from. We take great care in establishing a convenient appointment time for the appraisal inspection. During our detailed process, we suggest relocating employees to provide remarks on the positive characteristics of their property, along with information regarding any recent sales or listings in their neighborhood that they want considered.

Let Full Service Residential Appraisals assist you in selling your home quickly at the right price

Whether you decide to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a better educated decision regarding your asking price. With much different interests than a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees aren't contingent upon the value we report, but rather they are based on our efforts to finish the appraisal.

On a daily basis, we examine the difference in value things like an extra bathroom or a kitchen remodel can make. Obtaining a professional appraisal is a trusted way to determine what improvements will add value and what an applicable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes stay on the market.